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Over the past 10 years, wages haven't kept up with the increasing cost of living in the United States. It's become more expensive to raise a family, and there has been a significant shift in how families must manage their finances in order to afford healthy food, live comfortably, save for college, and prepare for retirement. But families are an essential part of the American fabric and have a significant role in our country's economic growth: research suggests a direct correlation between families that thrive and the economic health of the communities in which they live. This interactive workbook is designed for families who aren't content with merely surviving from one paycheck to the next without the security of a significant savings account or long-term plan for affording college and retirement. Readers will be introduced to the 6 principles of THRIVE: a method of money management -specifically for families- that can help ensure long-term financial health in today's American economy. In order to THRIVE, families must spend smarter, not less. This workbook will help you establish the "smart spending" habits that can set your family on a path to financial freedom and health.