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This presentation offers a unique way of thinking about money using new terminology such as SANE (The Socially Automated Network Economy) and ShareFlow Electronic Currency with Local Bank Ownership and Management, etc. It offers a bold use of electronic currency legally created and paid out as Wages to all employed workers who have Accounts at their Local ShareFlow Bank. Likewise, each Bank would be set up to accept payments from their Account Holders for all their purchases of products and services worldwide. These concepts offer a series of challenges to our present thinking that can lead to a Universal System of Non-Transferable Currency for use by responsible workers and consumers who use their ShareFlow Debit Cards for all their Purchases. The SANE Concept describes how electronic money can benefit everyone in a 100% Non-Profit Zero Tax Environment using only an Electronic Currency Standard called the Sharo. Beginning with only one Local Bank, SANE and ShareFlow could expand into a Network that would offer freedom from the monetary abuse and forced accountability we often experience with traditional money.