Excerpt from Cyclopedia of Fire Prevention and Insurance, Vol. 4: A General Reference Work on Fire and Fire Losses, Fireproof Construction, Building Inspection, Inspectors' Reports, Private and Public Fire Protection, Common and Special Hazards, Chemistry of Combustion, Underwriters' ... Requirements, Fire Insurance Law, Th
To understand properly any special case arising under a policy it would be extremely desirable to have a copy of the policy and to know all the facts concerning the case. This, however, it is not always possible to secure. Since 1887, in New York, and since 1881, in Massachusetts, the standard policy may be supposed to be the one in question, but decisions prior to that time were based usually on individual policies rather than on one common form of policy.
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